Is location still important?
When Covid 19 hit the UK, the rules changed. No longer were people expected to be in the office five days a week and…
From Buy to Let to Development
Since the onset of the pandemic, I have been regularly asked the question whether I believe property investment has had its day. ‘Vanilla,’ buy…
Will my property investment be passive?
The simple answer is no. From the simplest BTL to the most complex development, property investment is not passive. I have seen many adverts…
How can I move on from property investment/refurbs to developments?
In my opinion, the switch from property investment (e.g., BTLs) to development is somewhat of a leap, but not impossible. For the type of…
Why does the lender need all this information?
Fundamentally, it is the lenders’ responsibility and prerogative to provide lending in a responsible and fair manner. Lending money is a business and reducing…
Why should I use a broker?
If you needed a tooth removing, would you do it yourself or go to a dentist? Brokers are professionals in finance transactions. The property…
Should I just go with the cheapest rate?
All things being equal, you probably should go for the cheapest rate. Who wouldn’t? However, when are all things ever equal? It is very…
How do valuers value a HMO?
We see a lot of transactions which involve valuations of HMOs and one of the most common questions we get is around the methodology….
What can I do to prepare for the mortgage process?
Organisation is the key. The more organised you are with your documentation, the more likely you will speed up the loan process and get…
How long will the loan process take?
The length of the loan process when it comes to property investment is a bit of a difficult one to estimate. There are so…
Serviced Accommodation – How does this type of property investment work?
One of the growth sectors in the property rental market is Serviced Accommodation. It refers to short stay accommodation where an overnight service is…
What makes an HMO a good investment?
What is an HMO? Can you give me an example of an HMO? A house in multiple occupation ( HMO ) is a property…